Archived Debt Recovery Blog
County Court Judgments and Credit Files
- Principal Solicitor
- October 17, 2021
Legal Proceedings Issued
If you have had legal proceedings issued against you and a County Court Judgment has been awarded, you will have 1 month from the date of the County Court Judgment to pay the judgment debt.
Unless the County Court Judgment is paid within 1 month of the date of the County Court Judgment being entered, the judgment will last 6 years on the Register of Judgments, Orders and Fines. The Register of Judgments, Orders and Fines is sometimes referred to simply as ‘the CCJ Register’. It is a public register, which contains details on people that have had County Court Judgments registered against them.
County Court Judgment registered against you
Having a County Court Judgment registered against you is likely to affect your ability to take out further credit, as lenders will be able to see that you have a County Court Judgment registered against your name.
If you pay the debt within 6 years, the County Court Judgment will not be removed from the Register but will be marked as “satisfied”. This will show lenders and other credit reference agencies that the judgment debt has been paid. At this stage it is possible to obtain a “certificate of satisfaction”. This does not remove the County Court Judgment from the register but it will show that it has been paid off.
What happens if County Court Judgment has not been paid?
If a County Court Judgment has not been paid after 6 years it will be automatically removed from the Register of Judgments, Orders and Fines.
Can I get help and advice with a County Court Judgment?
If you have received a County Court Judgment or recently become aware of having a County Court Judgment registered against your name and you are not sure what to do, the contact us to speak to our expert Solicitors. We can offer expert advice on the County Court claims process and how to deal with a County Court Judgment.
Why choose CSB Solicitors?
At CSB Solicitors we also provide a fixed fee County Court Judgment removal service. Click here to view further information or search for “CCJ Judgments” in our Services header.
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The contents of our blogs is to be treated as general guidance only. Please do not take any action based on the content of our blogs unless you have specifically instructed us to provide you with legal advice. CSB Solicitors do not accept responsibility for any errors or inaccuracies, loss, or damage in circumstances where there is no formal retainer between us and where we have not given you specific advice relating to a matter and where you have given us full details of the same.
The contents of our blogs are based on English Law, and because they contain historical material, that information may be out of date. For that reason, please consider the date that the blog was posted and remember that the laws may differ in different legal jurisdictions.
